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User API Keys are your credentials to access services on specific MCP Servers. Each MCP Server you wish to use requires a unique API key, which you can obtain through the AgentPay Hub.

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Getting Your API Key

When you find an MCP Server you want to use in the Discover tab:
  1. Click the “Get API Key” button on the Server’s card.
  2. Your unique User API Key will be displayed.
  3. Important: Copy and store your API Key securely - it will only be shown once!
  4. The Server will now appear in your “My API Keys” tab with your API Key listed.

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Managing Your API Keys

The “My API Keys” tab in the AgentPay Hub is your central location for managing all your API Keys:
  • View all your active API Keys.
  • See which Servers you have API Keys from.
  • Monitor usage and remaining free credits for each Server.
  • Track your spending history.

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Understanding API Key States

Your API Key’s status can change based on your account balance and usage:
  • Active: Your key is valid and can be used to access the Server.
  • Invalid: Your key has been invalidated due to:
    • Insufficient balance (including free credits).
    • Outstanding payment from a previous failed consumption.
  • Reactivated: Your key becomes Active again once you:
    • Add sufficient funds to cover any outstanding payments.
    • Have a positive balance in your AgentPay account.
For more information about your AgentPay balance, please refer to the Managing Your Balance guide.

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Using Your API Key

To use your API Key with an MCP Client:
  1. Configure your client with the Server’s endpoint URL.
  2. Add your API Key in the request headers:
    • Header Name: X-AGENTPAY-API-KEY
    • Value: Your unique User API Key for that Server.
Example Configuration: 
{
  "mcpServers": {
    "mcp-server-name": {
      "command": "npx",
      "args": [
        "-y",
        "mcp-remote",
        "<MCP_SERVER_URL>",
        "--header",
        "X-AGENTPAY-API-KEY:YOUR_USER_API_KEY_HERE"
      ],
      "env": {}
    }
  }
}

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Best Practices

  • Store Securely: Keep your API Keys in a secure location. They are sensitive credentials.
  • Monitor Usage: Regularly check your usage and balance in the “My API Keys” tab.
  • Maintain Balance: Keep sufficient funds in your AgentPay account to avoid key invalidation.
  • Check Status: If your key becomes invalid, check your balance and any outstanding payments.
For more details on configuring your MCP Client with your API Key, see our Client Configuration Guide.
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